Simple Steps for a Stress-Free Purchase Home with
ABJ REALTORS
We at ABJ REALTORS are dedicated to making your property-buying experience seamless, transparent, and stress-free because we recognize that purchasing a property is a life-altering decision, not just a transaction. Whether you’re a first-time buyer or adding to your investment portfolio, these simple guidelines will help you move through the process with confidence.
A Comprehensive Guide for First-Time Homebuyers and Investors
Step 1: Determine Your Budget 💰
- Evaluate your financial situation: Verify your credit score, debts, savings, and income.
- Based on your monthly finances and loan eligibility, create a reasonable budget.
- To determine your EMIs, use online home loan calculators.
- For investors, take future property appreciation and possible rental revenue into account.
💡Advice: Look for homes with EMIs that don’t surpass 30–40% of your monthly salary.
Step 2: Get Pre-Approved for a Loan ✅
- Ask banks or NBFCs to pre-approve your house loan.
- Benefits
- Determine the precise amount you are able to borrow.
- improves your negotiating position with sellers.
💡Advice: Compare loan choices that offer flexible EMIs or interest-only payments for investors.
Step 3: Do Market Research 🔍
Choose the right location based on:
- Connectivity between work and education (for personal use)
- Infrastructure (for investment), development potential, and rental demand
- Utilize websites such as abjrealtors.com.
- Check the area’s facilities, traffic, and safety at various hours.
Step 4: Shortlist Properties 🏘️
- Examine properties according to:
- The cost per square foot
- The property’s age
- Builder’s reputation
- Facilities
- Legal status (verify RERA registration, clear title, etc.)
💡Advice: When investing, think about studio or 1BHK flats in areas with high rental demand.
Step 5: Visit and Inspect Properties 🧱
Physically inspect shortlisted properties.
Seek out:
- Quality of structure
- Plumbing, lights, and ventilation
- Maintenance costs and social norms
📋 Checklist: parking, security, water supply, electricity, and neighborhood quality.
Step 6: Make an Offer & Negotiate 💼
Once you find the right property, negotiate with the seller or builder.
Check for:
Hidden costs (clubhouse charges, parking, registration)
Freebies (modular kitchen, AC, maintenance waiver)
Step 7: Conduct Legal Due Diligence 📜
Hire a real estate lawyer to verify:
Title deed
Encumbrance certificate
Land use permissions
Approvals from authorities (municipality, RERA)
Check the builder’s delivery schedules and performance history for projects that are still under construction.
Step 8: Book the Property & Sign Agreement ✍️
Pay the booking amount and sign the Agreement to Sell.
Check:
Payment schedule
Possession date
Penalty clauses for delay
Step 9: Register the Property 🏛️
Pay stamp duty and registration charges as per your state.
Register the property at the local Sub-Registrar Office.
Step 10: Home Loan Disbursement & Final Handover 🏦🔑
Submit all documents to your lender for final loan disbursement.
After full payment, get ownership papers, occupancy certificate, and keys.
🧠 Extra Tips for First-Time Buyers:
Don’t rush; always compare options.
Understand maintenance and property tax implications.
Opt for ready-to-move-in if you want to avoid construction delays.
📈 Extra Tips for Investment Buyers:
Buy in upcoming areas near highways, IT parks, or metro lines.
Consider REITs (Real Estate Investment Trusts) if you want real estate exposure without direct ownership.
Track rental yield and capital appreciation trends in the area.
Buy Your Dream Home with ABJ Realtors – First-Time Home Buyer Guide
Are you a first-time home buyer? Don’t worry – ABJ Realtors is here to help you every step of the way with simple and easy-to-understand guidance. We make the home buying process smooth and stress-free.
Here’s how it works – Step by Step
Decide Your Budget & Location
Think about how much you want to spend and where you’d like to live.
Choose Your Home Type
Decide whether you want a 1 BHK, 2 BHK, or 3 BHK home.
Visit Our Website
Go to our website, browse through the available properties, and shortlist the ones you like.
Fill Out the Enquiry Form
Submit your details, and our team will contact you shortly.
Property Visit & Pickup
We’ll schedule your property visits and even arrange a cab to pick you up.
On-Site Property Tour
Visit the homes you shortlisted and explore them with our expert team.
Get Expert Guidance
Our team will explain all the details including pricing, documentation, home loan options, legal advice, and more.
Negotiation Support
We’ll help you negotiate with the seller and solve any issues or doubts you may have.
No Extra Charges
You don’t have to pay any additional or hidden fees. Our services are completely transparent.
Ready to find your dream home? Let ABJ Realtors make it easy for you!
Visit our website and get started today.
Investment with ABJ Realtors – Easy Investment Guidance for First-Time Investors
Thinking about investing in real estate? With ABJ Realtors, you’re in safe hands. We provide full guidance in simple, easy-to-follow steps – perfect for first-time investors.
Step-by-Step Investment Guide
Set Your Investment Budget
Decide how much you want to invest in real estate based on your financial goals.
Choose the Right Location
We’ll help you select the best area for investment based on future growth, rental income, and appreciation potential.
Select Property Type
Decide if you want to invest in residential (1 BHK, 2 BHK, 3 BHK), commercial spaces, or plots.
Visit Our Website
Browse through our curated list of high-potential investment properties.
Fill the Enquiry Form
Submit your contact details, and our team will reach out to guide you further.
Free Pickup & Property Tour
We’ll arrange a cab to pick you up and take you to the shortlisted properties.
Get Expert Investment Advice
Our experienced team will explain returns, rental yield, resale value, and future prospects of each property.
Legal & Loan Assistance
We assist with documentation, legal advice, and help you get the best loan options.
Support in Negotiation
We help you negotiate with the property owner or developer to get the best deal.
No Extra Charges
Our expert assistance comes with no extra or hidden fees – just honest, professional support.
After-Investment Support
Whether you need help with renting out your property or reselling, we’re always here to assist you.
Start your real estate investment journey with confidence. ABJ Realtors is with you every step of the way.
Visit our website and book your free consultation today!